Terms and Conditions
Terms and Conditions
Effective as from 02/27/2023
PURSE STRINGS, LLC
TERMS and CONDITIONS
Acceptance of the Terms and Conditions
We want to keep our relationship with you as personable and clear of legalese as possible, but please read the Terms carefully before you start using the Website. By using the Website you accept and agree to be bound and abide by these Terms. You must agree to and accept all of the Terms of and Conditions, or you don’t have the right to use Our Website.
1. Changes to the Terms of Service and the Website
We reserve the right to update the Website and these Terms and Conditions periodically, at our discretion and with or without any additional notice to you. Your continued use of the Website following the publishing of an updated Terms and Conditions means that you accept and agree to the changes. If you do not agree to the amended Terms, you agree to immediately stop using the Website.
This Website is not for use by any minors (defined as those who are at least 18 years of age), and you must not use this Website if you are a minor.
2. Accessing the Website, Security, and Privacy
3. User Conduct
You are expressly and emphatically restricted from all of the following:
publishing any Website material in any media; selling, sublicensing and/or otherwise commercializing any Website material;
publicly performing and/or showing any Website material; using this Website in any way that is, or may be, damaging to this Website; using this Website in any way that impacts user access to this Website; using this Website contrary to applicable laws and regulations, or in a way that causes, or may cause, harm to the Website, or to any person or business entity; engaging in any data mining, data harvesting, data extracting or any other similar activity in relation to this Website, or while using this Website; using this Website to engage in any advertising or marketing. You acknowledge that you have only a limited, non-exclusive, nontransferable license to use the Website. Because the Website is not error or bug free, you agree that you will use it carefully and avoid using it ways which might result in any loss of your or any third party’s property or information.
4. Legal Disclaimers
Your use of pursestrings.co is at your sole risk. Purse Strings has made every attempt to ensure the accuracy and reliability of the information provided on its website. However, the information is provided “as is” and “as available.” We disclaim all warranties of any kind, express or implied, including, without limitation, the warranties of merchantability, fitness for a particular purpose, and non-infringement. We are not liable for damages, direct or consequential, resulting from your use of the Website.
While Purse Strings promotes to its community those Approved Financial Professionals who have been vetted and are provided training, Purse Strings makes no representations or warranties expressed or implied with respect to the investment products and services sold by such Approved Professionals. Neither Purse Strings nor its board, agents, advisors, contractors, and employees, will be liable for any direct, indirect, consequential, special, or any other damages arising therefrom.
5. Financial Risk Disclaimers
Financial investments of any kind involve risk of loss. You are responsible for all the risks and financial resources you use when investing. You should not engage in investments unless you fully understand the nature of the transactions you are entering into and the extent of your exposure to loss. If you do not fully understand these risks, you must seek independent advice from your financial advisor.
Trade only with risk capital; that is, trade with money that, if lost, will not adversely impact your lifestyle and your ability to meet your financial obligations. Past results are no indication of future performance. In no event should the content of this website, the vetting process, or other information be construed as an express or implied promise or guarantee.
Any content on pursestrings.co should not be relied upon as advice or construed as providing recommendations of any kind. None of the content published on pursestrings.co constitutes a recommendation that any particular security, portfolio of securities, transaction or investment strategy is suitable for any specific person. It is your responsibility to confirm and decide which investments to make.
Purse Strings has vetted the financial professionals to assure clients that they have processes and procedures that accommodate and serve women. Purse Strings is not responsible for any financial transactions that take place with its financial professionals, nor any losses incurred as a result of using the vetted professionals.
You agree to defend, indemnify, and hold the Company harmless from any claims, losses, liabilities, costs, demands, causes of actions, damages and expenses (including but not limited to reasonable attorney’s fees) arising out of or in any way related to your breach of any of the provision of these Terms.
7. Limitation of Liability
TO THE EXTENT PERMITTED UNDER LAW (AND UNLESS THE COMPANY HAS ENTERED INTO A SEPARATE WRITTEN AGREEMENT THAT SUPERSEDES THIS AGREEMENT), THE COMPANY (AND THOSE THAT THE COMPANY WORKS WITH TO PROVIDE THE SERVICES) SHALL NOT BE LIABLE TO YOU OR OTHERS FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR PUNITIVE DAMAGES, OR ANY LOSS OF DATA, OPPORTUNITIES, REPUTATION, PROFITS OR REVENUES, RELATED TO THE SERVICES (E.G. OFFENSIVE OR DEFAMATORY STATEMENTS, DOWNTIME OR LOSS, USE OR CHANGES TO YOUR INFORMATION OR CONTENT).
IN NO EVENT SHALL THE LIABILITY OF THE COMPANY (AND THOSE THAT THE COMPANY WORKS WITH TO PROVIDE THE SERVICES) EXCEED, IN THE AGGREGATE FOR ALL CLAIMS, AN AMOUNT THAT IS THE LESSER OF (A) FIVE TIMES THE MOST RECENT PURCHASE MADE BY YOU, IF ANY, OR (B) US $1000.
THIS LIMITATION OF LIABILITY IS PART OF THE BASIS OF THE BARGAIN BETWEEN YOU AND THE COMPANY AND SHALL APPLY TO ALL CLAIMS OF LIABILITY (E.G. WARRANTY, TORT, NEGLIGENCE, CONTRACT, LAW) AND EVEN IF THE COMPANY HAS BEEN TOLD OF THE POSSIBILITY OF ANY SUCH DAMAGE, AND EVEN IF THESE REMEDIES FAIL THEIR ESSENTIAL PURPOSE.
SOME LAWS DO NOT ALLOW THE LIMITATION OR EXCLUSION OF LIABILITY, SO THESE LIMITS MAY NOT APPLY TO YOU.
8. Terms and Termination
These Terms of Service will become effective in relation to you when you create a pursestrings.co account or when you start using the pursestrings.co service and will remain effective until terminated by you or Us. You may cancel your account on pursestrings.co at any time by contacting Purse Strings at firstname.lastname@example.org to terminate account. Such termination shall have effect immediately. You will forfeit access to all educational workshops pursuant to the provisions herein, which will be terminated once you terminate your account with Us. We will not refund any amounts that you paid for any educational workshops or to participate in the vetting process.
We reserve the right to terminate this Agreement with you or suspend your pursestrings.co account at any time in case of unauthorized, or suspected unauthorized, use of the pursestrings.co services whether in contravention of this Agreement or otherwise. If pursestrings.co terminates this Agreement, or suspends your pursestrings.co account for any of the reasons set out in this section, pursestrings.co shall have no liability or responsibility to you, and We will not refund any amounts that you have previously paid.
9. Intellectual Property
We honor intellectual property rights and expect you to do the same. The pursestrings.co Website and the content provided through the Website is the property of the Company or it’s licensors and is protected by intellectual property rights (including but not limited to copyright), and you do not have a right to use the pursestrings.co service (including but not limited to its content) in any manner not covered by the Agreement. Furthermore, you must not infringe any third party’s intellectual property rights in using pursestrings.co. Further, you may not remove or alter any copyright, trademark, or other intellectual property notices contained on or provided through the pursestrings.co Website.
10. Copyright or Trademark Infringement
If you are a copyright or trademark holder who believes that any of the products, services or content which are directly available via the pursestrings.co Website are infringing copies of your work, please let us know. Pursuant to The Digital Millennium Copyright Act of 1998, 17 United States Code 512(c) (3), a written notice of alleged copyright infringement should be sent to Purse Strings’ designated agent at the following address: Purse Strings, LLC, 1513 Loatonia Court, Libertyville, Il,60048, United States of America.
The notification should include the following: (1) a physical or electronic signature of the owner (or person authorized to act on behalf of the owner) of the copyright or trademark that is allegedly infringed; (2) specific identification of each copyrighted work or trademark claimed to have been infringed; (3) a description of where the material believed to be infringed is located on pursestrings.co or on the web, (please be as detailed as possible and provide a URL to help us locate the material you are reporting); (4) contact information for the complaining party, such as a complete name, address, telephone number, and email address; (5) a statement that the complaining party has a good faith belief that use of the work(s) in the manner complained of is not authorized by the copyright or trademark owner, its agent, or the law; and (6) a statement that the information in the notification is accurate, and under penalty of perjury, that the complaining party is authorized to act on behalf of the owner of an exclusive right that is allegedly infringed. We will investigate notices of copyright or trademark infringement and take appropriate actions under the DMCA.
11. Technology Limitations and Modifications
We will make reasonable efforts to keep the Website and its services operational. However, certain technical difficulties or maintenance and other problems inherent in the use of the Internet and electronic communications, may periodically result in temporary interruptions. We are not responsible for any delays, failures or other damage resulting from such problems. We reserve the right at any time and from time to time to modify or discontinue, temporarily or permanently, functions, services, and features of the www.pursestrings.co Website with or without notice.
We may assign, transfer, and subcontract our rights and/or obligations under these Terms without any notification or consent required. However, you may not assign, transfer or subcontract any of your rights and/obligations under these Terms.
13. Entire Agreement
Should for any reason or to any extent any provision of this Agreement be held invalid or unenforceable, under any applicable law, such invalidity or enforceability shall not in any manner affect or render invalid or unenforceable the remaining provisions of this Agreement and such provision shall be deleted without affecting the remaining provisions herein.
15. Choice of Law and Jurisdiction,
You agree that the laws of the State of Illinois, U.S.A., excluding its conflict of laws rules, shall exclusively govern any dispute relating to this Agreement. The Company and you both agree that all of these claims can only be litigated in the federal or state courts of DuPage County, Illinois, USA, and we each agree to personal jurisdiction in those courts. If you do not agree to this clause you are asked NOT to use pursestrings.co.
16. English version prevails
In the event that this Agreement is translated into other languages and there is a discrepancy between the two language versions, the English language version shall prevail to the extent that such discrepancy is the result of an error in translation.
How to Contact Us
Purse Strings, LLC, the owner of the Website, is an Illinois Limited Liability Company with its registered agent at: Purse Strings, 1513 Loatonia Court, Libertyville, Il, 60048 United States of America. We may be contacted at email@example.com.
If you subscribe to Purse Strings and/or place an order through pursestrings.co, we will ask you for your name, e-mail address, shipping address, telephone number and credit card information or certain other personally identifiable information about yourself (“Personal Information”). We use this information to process and fulfill your order and to notify you of your order status. All archived credit card information is maintained in a secure and safe environment. Telephone numbers and e-mail addresses are used to contact you regarding your order. In addition, when you respond to a contest, survey, questionnaire, sweepstakes or other promotional feature, we may ask you for your name, address and email address or other Personal Information. We do not collect any Personal Information about you unless it is voluntarily provided by you. Purse Strings will never sell, rent or share your Personal Information, including your e-mail address, with any third parties for marketing purposes without your express permission.
In addition, we may also collect non-personally identifiable information, such as IP host address, pages viewed, browser type, duration and frequency of visits, and other data, and may aggregate any information collected in a manner which does not identify any individual (“Aggregate Information”). Information obtained in connection with the Site may be intermingled with and used by us in conjunction with information obtained through sources other than the Site, including both offline and online sources.
How We Use Your Information
If you submit your email address to be added to a mailing list or Sweepstakes or other promotion, we will use the email address for the sole purpose of sending you announcements, special offers from Purse Strings and its promotional partners along with site updates. Each email we send will contain information on how to unsubscribe from our mailing list. You can also unsubscribe by sending an email to firstname.lastname@example.org
If you elect to use our referral services for informing a friend about our site, we ask you for the friend’s name and email address. Purse Strings will automatically send the friend a one-time email inviting them to visit the site. Purse Strings stores this information for the sole purpose of sending this one-time email and tracking the success of our referral program. The friend may contact Purse Strings at email@example.com to request the removal of this information from our database.
How We Protect Your Information
We are committed to protecting the information we receive from you. However, Purse Strings will not be liable for disclosures of your Personal Information due to errors in transmission or unauthorized acts of third parties. We have undertaken all commercially reasonable efforts to prevent unauthorized Internet access to visitor data retained in our servers, however, due to the inherent open nature of the Internet, Purse Strings cannot ensure or warrant the security of any information you transmit to us or any information provided online, and you do so at your own risk. Users must accept all risks associated with any data transmission, including the risk that their Personal Information may be intercepted in transit.
The Site encrypts your credit card number and other Personal Information using secure socket layer (SSL) technology to provide for the secure transmission of the information from your PC to our servers. In addition, only those employees and third parties who need access to your information in order to perform their duties are allowed such access.
Accessing and Updating Your Personal Information and Preferences
If you are a registered user, you may access and update your registration information and your preferences to receive email or other communications from us by sending an email to firstname.lastname@example.org.
You may also update or change your Personal Information or Preferences by sending email to email@example.com. We will take commercially reasonable steps to implement your opt-out requests promptly, but you may still receive communications from us for up to ten business days as we process your request.
While we make efforts to accommodate requests to restrict our use of your information, we reserve the right to delete all or any portion of customer information if we are not able to reasonably accommodate a requested restriction.
Enforcement and Dispute Resolution
Purse Strings participates in the U.S. – E.U. Safe Harbor framework and the U.S. – Swiss Safe Harbor as set forth by the United States Department of Commerce. As part of participation (http://export.gov/safeharbor/) in the Safe Harbor, we have agreed to TRUSTe dispute resolution for disputes relating to our compliance with the Safe Harbor Privacy Framework. If you have any complaints regarding our compliance with the Safe Harbor you should first contact us (as provided above). If contacting us does not resolve your complaint, you may raise your complaint with TRUSTe by internet by here. Fax to 415-520-3420, or mail to TRUSTe Safe Harbor Complaints Dept., click here for mailing address. If you are faxing or mailing TRUSTe to lodge a complaint, you must include the following information: the name of company, the alleged privacy violation, your contact information, and whether you would like the particulars of your complaint shared with the company. For information about TRUSTe or the operation of TRUSTe’s dispute resolution process, click here or request this information from TRUSTe at any of the addresses listed above. The TRUSTe dispute resolution process shall be conducted in English.
Children’s Privacy and Parental Controls
This Site is not intended for unsupervised persons under the age of 13, and we have no intention of collecting or soliciting Personal Information from persons under the age of 13. If you are not 13 or older, you are not authorized to use the Site. Parents should be aware that there are parental control tools available online that you can use to prevent your children from submitting information online without parental permission or from accessing material that is harmful to minors. If a child under age 13 has provided us with Personal Information, we will use all reasonable efforts to delete such information from our database.
Links To Third Party Sites
Our Site may contain links to other web sites, including our affiliated or co-branded web sites. Other web sites may also reference or link to our Site. These “other” domains (web sites) are not controlled by Purse Strings. We encourage our users to be aware when they leave our Site to read the privacy policies of each and every web site that collects personally identifiable information. We do not endorse, screen or approve, and are not responsible for the privacy practices or content of such other web sites. Visiting these other web sites is at your own risk.
Site Terms and Conditions
Use of this Site is governed by, and subject to, the legal notices contained in our Terms and Conditions. Your use, or access, of the Site constitutes your agreement to be bound by these provisions. IF YOU DO NOT AGREE TO THESE TERMS YOU MAY NOT ACCESS OR OTHERWISE USE THE SITE.
1513 Loatonia Court
Libertyville, Il 60048
United States of America
Our Site is maintained in the United States of America. By using the Site, you authorize the export of Personal Information to the USA and its storage and use as specified in this policy.
Purse Strings is compensated $83 per month for a minimum of one year (or $996 annually) for endorsements of this financial professional which provides an incentive to recommend them over other qualified financial professionals that do not pay a fee to Purse Strings. Purse Strings’ endorsement of this financial professional may not be representative of any other person’s experience with the financial professional or their firm. Your experience may differ from what has been described by Purse Strings.
Purse Strings, LLC Payment and Refund Policy
Purse Strings, LLC is a membership organization for financial professionals who want to increase their networking opportunities and grow their business by engaging with the vast communities and female-centric partners of Purse Strings. The mission of Purse Strings is to provides women financial tools and resources which includes a cadre of financial professionals who want to work with and serve a female market. To that end, Purse Strings is here to promote you to your highest level of success and part of that is requiring a commitment that you are fully invested in partnering with us to help promote your expertise and services. Your purchase indicates your commitment to participate in the process and events that support successful networking and engagement. However, we also understand that unexpected events can happen. In addition to the general guidelines outlined below, refunds and cancellations will be considered on an individual basis, at the discretion of Purse Strings, LLC.
In general, these guidelines apply for refunds and cancellations:
- $83/Month Package: When selecting the $83 per month package, the Client agrees to stay on for a minimum of one year. As such, there are no refunds provided during this initial one year term.
- $996 One-Payment Package: When selecting the one-time payment, the Client agrees to commit to one year.
Any PSAP may cancel within 24 hours of purchasing and request a refund. To cancel a membership, please send your request to firstname.lastname@example.org