Terms and Conditions

Terms and Conditions
Effective as from 02/27/2023

PURSE STRINGS, LLC

TERMS and CONDITIONS

Acceptance of the Terms and Conditions
Welcome to Purse Strings, LLC (“We” or “Us” or “Our” the “Company”). We are excited to have you as a user and member of Our community. The following terms and conditions (collectively, these “Terms” or herein the “Agreement”) apply to your use of this website including any content, functionality, transactions, and services offered by Purse Strings (the “Website” or “Purse Strings”). The Website is maintained and operated by Purse Strings, a Limited Liability Company organized and existing under the laws of the State of Illinois. The Terms and Conditions also include our Privacy Policy (which describes how We collect, use and disclose your data and your consent to such collection, use and disclosure), which is incorporated into this Agreement and are part of these Terms.

We want to keep our relationship with you as personable and clear of legalese as possible, but please read the Terms carefully before you start using the Website. By using the Website you accept and agree to be bound and abide by these Terms. You must agree to and accept all of the Terms of and Conditions, or you don’t have the right to use Our Website.

1. Changes to the Terms of Service and the Website

We reserve the right to update the Website and these Terms and Conditions periodically, at our discretion and with or without any additional notice to you. Your continued use of the Website following the publishing of an updated Terms and Conditions means that you accept and agree to the changes. If you do not agree to the amended Terms, you agree to immediately stop using the Website.

This Website is not for use by any minors (defined as those who are at least 18 years of age), and you must not use this Website if you are a minor.

2. Accessing the Website, Security, and Privacy

To access certain features of the Website you have to register by entering your email and choosing a password as part of our security procedures. You must treat such information as confidential and not disclose it to anyone else. There is a password reset procedure if you forget your password, but please notify us of any breach of security. It is a condition of your use of the Website that all the information you provide on the Website is correct, current, and complete. You may be asked to provide certain registration details or other information to confirm your identity. We reserve the right to disable any user account, at any time and in our sole discretion for any or no reason, including, if in our opinion you have failed to comply with any provision of these Terms and Conditions. We use SSL encrypted browsing for all logged-in users, yet we cannot guarantee that all use will be secure. We also do not guarantee that the Website or any content provided on the Website is error free. We manage your personal data according to our Privacy Policy that you can review in detail below.

3. User Conduct

You are expressly and emphatically restricted from all of the following:

publishing any Website material in any media; selling, sublicensing and/or otherwise commercializing any Website material;
publicly performing and/or showing any Website material; using this Website in any way that is, or may be, damaging to this Website; using this Website in any way that impacts user access to this Website; using this Website contrary to applicable laws and regulations, or in a way that causes, or may cause, harm to the Website, or to any person or business entity; engaging in any data mining, data harvesting, data extracting or any other similar activity in relation to this Website, or while using this Website; using this Website to engage in any advertising or marketing. You acknowledge that you have only a limited, non-exclusive, nontransferable license to use the Website. Because the Website is not error or bug free, you agree that you will use it carefully and avoid using it ways which might result in any loss of your or any third party’s property or information.

4. Legal Disclaimers

Your use of pursestrings.co is at your sole risk. Purse Strings has made every attempt to ensure the accuracy and reliability of the information provided on its website. However, the information is provided “as is” and “as available.” We disclaim all warranties of any kind, express or implied, including, without limitation, the warranties of merchantability, fitness for a particular purpose, and non-infringement. We are not liable for damages, direct or consequential, resulting from your use of the Website.

While Purse Strings promotes to its community those Approved Financial Professionals who have been vetted and are provided training, Purse Strings makes no representations or warranties expressed or implied with respect to the investment products and services sold by such Approved Professionals. Neither Purse Strings nor its board, agents, advisors, contractors, and employees, will be liable for any direct, indirect, consequential, special, or any other damages arising therefrom.

5. Financial Risk Disclaimers

Financial investments of any kind involve risk of loss.   You are responsible for all the risks and financial resources you use when investing. You should not engage in investments unless you fully understand the nature of the transactions you are entering into and the extent of your exposure to loss. If you do not fully understand these risks, you must seek independent advice from your financial advisor.

Trade only with risk capital; that is, trade with money that, if lost, will not adversely impact your lifestyle and your ability to meet your financial obligations. Past results are no indication of future performance. In no event should the content of this website, the vetting process, or other information be construed as an express or implied promise or guarantee.

Any content on pursestrings.co should not be relied upon as advice or construed as providing recommendations of any kind. None of the content published on pursestrings.co constitutes a recommendation that any particular security, portfolio of securities, transaction or investment strategy is suitable for any specific person. It is your responsibility to confirm and decide which investments to make.

Purse Strings has vetted the financial professionals to assure clients that they have processes and procedures that accommodate and serve women. Purse Strings is not responsible for any financial transactions that take place with its financial professionals, nor any losses incurred as a result of using the vetted professionals.

6. Indemnification

You agree to defend, indemnify, and hold the Company harmless from any claims, losses, liabilities, costs, demands, causes of actions, damages and expenses (including but not limited to reasonable attorney’s fees) arising out of or in any way related to your breach of any of the provision of these Terms.

7. Limitation of Liability

TO THE EXTENT PERMITTED UNDER LAW (AND UNLESS THE COMPANY HAS ENTERED INTO A SEPARATE WRITTEN AGREEMENT THAT SUPERSEDES THIS AGREEMENT), THE COMPANY (AND THOSE THAT THE COMPANY WORKS WITH TO PROVIDE THE SERVICES) SHALL NOT BE LIABLE TO YOU OR OTHERS FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR PUNITIVE DAMAGES, OR ANY LOSS OF DATA, OPPORTUNITIES, REPUTATION, PROFITS OR REVENUES, RELATED TO THE SERVICES (E.G. OFFENSIVE OR DEFAMATORY STATEMENTS, DOWNTIME OR LOSS, USE OR CHANGES TO YOUR INFORMATION OR CONTENT).

IN NO EVENT SHALL THE LIABILITY OF THE COMPANY (AND THOSE THAT THE COMPANY WORKS WITH TO PROVIDE THE SERVICES) EXCEED, IN THE AGGREGATE FOR ALL CLAIMS, AN AMOUNT THAT IS THE LESSER OF (A) FIVE TIMES THE MOST RECENT PURCHASE MADE BY YOU, IF ANY, OR (B) US $1000.

THIS LIMITATION OF LIABILITY IS PART OF THE BASIS OF THE BARGAIN BETWEEN YOU AND THE COMPANY AND SHALL APPLY TO ALL CLAIMS OF LIABILITY (E.G. WARRANTY, TORT, NEGLIGENCE, CONTRACT, LAW) AND EVEN IF THE COMPANY HAS BEEN TOLD OF THE POSSIBILITY OF ANY SUCH DAMAGE, AND EVEN IF THESE REMEDIES FAIL THEIR ESSENTIAL PURPOSE.

SOME LAWS DO NOT ALLOW THE LIMITATION OR EXCLUSION OF LIABILITY, SO THESE LIMITS MAY NOT APPLY TO YOU.

8. Terms and Termination

These Terms of Service will become effective in relation to you when you create a pursestrings.co account or when you start using the pursestrings.co service and will remain effective until terminated by you or Us. You may cancel your account on pursestrings.co at any time by contacting Purse Strings at info@pursestrings.co to terminate account. Such termination shall have effect immediately. You will forfeit access to all educational workshops pursuant to the provisions herein, which will be terminated once you terminate your account with Us. We will not refund any amounts that you paid for any educational workshops or to participate in the vetting process.

We reserve the right to terminate this Agreement with you or suspend your pursestrings.co account at any time in case of unauthorized, or suspected unauthorized, use of the pursestrings.co services whether in contravention of this Agreement or otherwise. If pursestrings.co terminates this Agreement, or suspends your pursestrings.co account for any of the reasons set out in this section, pursestrings.co shall have no liability or responsibility to you, and We will not refund any amounts that you have previously paid.

9. Intellectual Property

We honor intellectual property rights and expect you to do the same. The pursestrings.co Website and the content provided through the Website is the property of the Company or it’s licensors and is protected by intellectual property rights (including but not limited to copyright), and you do not have a right to use the pursestrings.co service (including but not limited to its content) in any manner not covered by the Agreement. Furthermore, you must not infringe any third party’s intellectual property rights in using pursestrings.co. Further, you may not remove or alter any copyright, trademark, or other intellectual property notices contained on or provided through the pursestrings.co Website.

10. Copyright or Trademark Infringement

If you are a copyright or trademark holder who believes that any of the products, services or content which are directly available via the pursestrings.co Website are infringing copies of your work, please let us know. Pursuant to The Digital Millennium Copyright Act of 1998, 17 United States Code 512(c) (3), a written notice of alleged copyright infringement should be sent to Purse Strings’ designated agent at the following address: Purse Strings, LLC, 1513 Loatonia Court, Libertyville, Il,60048, United States of America.

The notification should include the following: (1) a physical or electronic signature of the owner (or person authorized to act on behalf of the owner) of the copyright or trademark that is allegedly infringed; (2) specific identification of each copyrighted work or trademark claimed to have been infringed; (3) a description of where the material believed to be infringed is located on pursestrings.co or on the web, (please be as detailed as possible and provide a URL to help us locate the material you are reporting); (4) contact information for the complaining party, such as a complete name, address, telephone number, and email address; (5) a statement that the complaining party has a good faith belief that use of the work(s) in the manner complained of is not authorized by the copyright or trademark owner, its agent, or the law; and (6) a statement that the information in the notification is accurate, and under penalty of perjury, that the complaining party is authorized to act on behalf of the owner of an exclusive right that is allegedly infringed. We will investigate notices of copyright or trademark infringement and take appropriate actions under the DMCA.

11. Technology Limitations and Modifications

We will make reasonable efforts to keep the Website and its services operational. However, certain technical difficulties or maintenance and other problems inherent in the use of the Internet and electronic communications, may periodically result in temporary interruptions. We are not responsible for any delays, failures or other damage resulting from such problems. We reserve the right at any time and from time to time to modify or discontinue, temporarily or permanently, functions, services, and features of the www.pursestrings.co Website with or without notice.

12. Assignment

We may assign, transfer, and subcontract our rights and/or obligations under these Terms without any notification or consent required. However, you may not assign, transfer or subcontract any of your rights and/obligations under these Terms.

13. Entire Agreement

This Agreement, together with the pursestrings.co Privacy Policy and any legal notices and disclaimers contained on this Website constitute the entire agreement between pursestrings.co and you in relation to your use of this Website, and supersede any and all prior agreements and understanding in relation to the subject matter of these agreements, whether written or oral between Pursestrings.com and you.

14. Severability

Should for any reason or to any extent any provision of this Agreement be held invalid or unenforceable, under any applicable law, such invalidity or enforceability shall not in any manner affect or render invalid or unenforceable the remaining provisions of this Agreement and such provision shall be deleted without affecting the remaining provisions herein.

15. Choice of Law and Jurisdiction,

You agree that the laws of the State of Illinois, U.S.A., excluding its conflict of laws rules, shall exclusively govern any dispute relating to this Agreement. The Company and you both agree that all of these claims can only be litigated in the federal or state courts of DuPage County, Illinois, USA, and we each agree to personal jurisdiction in those courts. If you do not agree to this clause you are asked NOT to use pursestrings.co.

16. English version prevails

In the event that this Agreement is translated into other languages and there is a discrepancy between the two language versions, the English language version shall prevail to the extent that such discrepancy is the result of an error in translation.

How to Contact Us

Purse Strings, LLC, the owner of the Website, is an Illinois Limited Liability Company with its registered agent at: Purse Strings, 1513 Loatonia Court, Libertyville, Il, 60048 United States of America. We may be contacted at info@pursestrings.co.

Effective 2.27.2023

PRIVACY POLICY
Purse Strings, LLC (“Purse Strings” “pursestrings.co”, “we,” “us”, or “Company”), the operator of this web site, is committed to preserving the privacy of those who visit pursestrings.co site (the “Site”) and any other websites we may acquire or maintain in the future. This document will outline how we gather and utilize various sources of information obtained during your visit to the Site. We follow the Safe Harbor Principles published by the U.S. Department of Commerce (the “Principles”) with respect to all such data. If there is any conflict between the Policies in this privacy policy and the Principles, the Principles shall govern. This Privacy Policy applies solely to information collected at this Site, and is made a part of and incorporated into the Site’s Terms and Conditions.

This Privacy Policy communicates how, when, and why we gather information about our customers and what we do with it.

THIS PRIVACY POLICY DOES NOT APPLY TO OTHER WEBSITES TO WHICH WE LINK. YOU AGREE THAT YOUR USE OF THE SITE SIGNIFIES YOUR ASSENT TO THIS PRIVACY POLICY. IF YOU DO NOT AGREE WITH THIS PRIVACY POLICY, YOU ARE NOT AUTHORIZED TO USE THIS SITE.

Information Collected

If you subscribe to Purse Strings and/or place an order through pursestrings.co, we will ask you for your name, e-mail address, shipping address, telephone number and credit card information or certain other personally identifiable information about yourself (“Personal Information”). We use this information to process and fulfill your order and to notify you of your order status. All archived credit card information is maintained in a secure and safe environment. Telephone numbers and e-mail addresses are used to contact you regarding your order. In addition, when you respond to a contest, survey, questionnaire, sweepstakes or other promotional feature, we may ask you for your name, address and email address or other Personal Information. We do not collect any Personal Information about you unless it is voluntarily provided by you. Purse Strings will never sell, rent or share your Personal Information, including your e-mail address, with any third parties for marketing purposes without your express permission.

In addition, we may also collect non-personally identifiable information, such as IP host address, pages viewed, browser type, duration and frequency of visits, and other data, and may aggregate any information collected in a manner which does not identify any individual (“Aggregate Information”). Information obtained in connection with the Site may be intermingled with and used by us in conjunction with information obtained through sources other than the Site, including both offline and online sources.

How We Use Your Information

We will not share or disclose your information to anyone except as described in this Privacy Policy. We use Personal Information in order to give you a more enjoyable convenient shopping experience and to help us identify and/or provide information, products or services that may be of interest to you. We use your Personal Information to support and enhance your use of the Site and its features, including without limitation: fulfilling your order; providing customer service; tracking email invitations you send; and otherwise supporting your use of the Site. We may also track your past purchases to provide you with a personalized profile of your shopping history. In addition, we may notify you about new services or special promotional programs, or send you offers or information. In connection with their performance of services to maintain and operate the Site and certain features on the Site, certain trusted third parties may be permitted to access your information. For example, we may use third parties to host the Site; operate various features available on the Site; send emails; analyze data; provide search results and links and assist in fulfilling your orders. Unless you specifically consent to the disclosure of your Personal Information, aside from us, only our affiliates, technical consultants, third party auditors and other third parties who make our Site available, enhance its functionality, assist with the processing of your purchases, or provide associated services and/or who deal with you in delivering content, samples, products, gifts and prizes, have access to this information, and we require them to agree that they are covered by this policy.

Please note that Purse Strings reserves the right to and may disclose Personal Information about you in response to (a) requests from local, state or federal law enforcement officials; (b) any judicial, administrative or similar proceeding or order, such as subpoena; (c) if required by law; or (d) to investigate suspected fraud, harassment, physical threats, or other violations of any law, rule or regulation, the Site rules or policies, or the rights of third parties or to investigate any suspected conduct which we deem improper. Please also note that we do reserve the right to transfer your Personal Information and other information as an asset in connection with a proposed or actual merger or sale (including any transfers made as part of an insolvency or bankruptcy proceeding) involving all or part of our business or as part of a corporate reorganization, stock sale or other change in control. In such a circumstance the Transferee would be bound by the terms of this Privacy Policy. We use non-personally identifiable information in the aggregate, so that we can improve the Site and for business and administrative purposes. We may also use or share with third parties for any purpose aggregated data that contains no personally identifiable information.

If you submit your email address to be added to a mailing list or Sweepstakes or other promotion, we will use the email address for the sole purpose of sending you announcements, special offers from Purse Strings and its promotional partners along with site updates. Each email we send will contain information on how to unsubscribe from our mailing list. You can also unsubscribe by sending an email to info@pursestrings.co

If you elect to use our referral services for informing a friend about our site, we ask you for the friend’s name and email address. Purse Strings will automatically send the friend a one-time email inviting them to visit the site. Purse Strings stores this information for the sole purpose of sending this one-time email and tracking the success of our referral program. The friend may contact Purse Strings at info@pursestrings.co to request the removal of this information from our database.

Use of Cookies

Our Site may pass a “cookie” (a string of information that is sent by a web site to be resident on your system’s hard drive, and/or temporarily in your computer’s memory blocks). The purpose of a cookie is to tell the web server that you have returned to a particular page. The Site may use cookies in on-line catalogs to keep track of your status and contents of your shopping cart or to retain information gathered in cookies to allow you access to password-protected areas of the Site. You may set your browser to decline cookies. If you do so, however, you may not be able to fully experience some interactive features of the Site.

How We Protect Your Information

We are committed to protecting the information we receive from you. However, Purse Strings will not be liable for disclosures of your Personal Information due to errors in transmission or unauthorized acts of third parties. We have undertaken all commercially reasonable efforts to prevent unauthorized Internet access to visitor data retained in our servers, however, due to the inherent open nature of the Internet, Purse Strings cannot ensure or warrant the security of any information you transmit to us or any information provided online, and you do so at your own risk. Users must accept all risks associated with any data transmission, including the risk that their Personal Information may be intercepted in transit.

The Site encrypts your credit card number and other Personal Information using secure socket layer (SSL) technology to provide for the secure transmission of the information from your PC to our servers. In addition, only those employees and third parties who need access to your information in order to perform their duties are allowed such access.

Accessing and Updating Your Personal Information and Preferences

If you are a registered user, you may access and update your registration information and your preferences to receive email or other communications from us by sending an email to info@pursestrings.co.

You may also update or change your Personal Information or Preferences by sending email to info@pursestrings.co. We will take commercially reasonable steps to implement your opt-out requests promptly, but you may still receive communications from us for up to ten business days as we process your request.

While we make efforts to accommodate requests to restrict our use of your information, we reserve the right to delete all or any portion of customer information if we are not able to reasonably accommodate a requested restriction.

Enforcement and Dispute Resolution

Purse Strings uses a self-assessment approach to assure compliance with this privacy policy and periodically verifies that the policy is accurate, comprehensive for the information intended to be covered, prominently displayed, completely implemented and accessible and in conformity with the Principles. We encourage interested persons to raise any concerns using the contact information provided and we will investigate and attempt to resolve any complaints and disputes regarding use and disclosure of Personal Information in accordance with the Principles.

Purse Strings participates in the U.S. – E.U. Safe Harbor framework and the U.S. – Swiss Safe Harbor as set forth by the United States Department of Commerce. As part of participation (http://export.gov/safeharbor/) in the Safe Harbor, we have agreed to TRUSTe dispute resolution for disputes relating to our compliance with the Safe Harbor Privacy Framework. If you have any complaints regarding our compliance with the Safe Harbor you should first contact us (as provided above). If contacting us does not resolve your complaint, you may raise your complaint with TRUSTe by internet by here. Fax to 415-520-3420, or mail to TRUSTe Safe Harbor Complaints Dept., click here for mailing address. If you are faxing or mailing TRUSTe to lodge a complaint, you must include the following information: the name of company, the alleged privacy violation, your contact information, and whether you would like the particulars of your complaint shared with the company. For information about TRUSTe or the operation of TRUSTe’s dispute resolution process, click here or request this information from TRUSTe at any of the addresses listed above. The TRUSTe dispute resolution process shall be conducted in English.

Children’s Privacy and Parental Controls

This Site is not intended for unsupervised persons under the age of 13, and we have no intention of collecting or soliciting Personal Information from persons under the age of 13. If you are not 13 or older, you are not authorized to use the Site. Parents should be aware that there are parental control tools available online that you can use to prevent your children from submitting information online without parental permission or from accessing material that is harmful to minors. If a child under age 13 has provided us with Personal Information, we will use all reasonable efforts to delete such information from our database.

Links To Third Party Sites

Our Site may contain links to other web sites, including our affiliated or co-branded web sites. Other web sites may also reference or link to our Site. These “other” domains (web sites) are not controlled by Purse Strings. We encourage our users to be aware when they leave our Site to read the privacy policies of each and every web site that collects personally identifiable information. We do not endorse, screen or approve, and are not responsible for the privacy practices or content of such other web sites. Visiting these other web sites is at your own risk.

Site Terms and Conditions

Use of this Site is governed by, and subject to, the legal notices contained in our Terms and Conditions. Your use, or access, of the Site constitutes your agreement to be bound by these provisions. IF YOU DO NOT AGREE TO THESE TERMS YOU MAY NOT ACCESS OR OTHERWISE USE THE SITE.

Privacy Policy Changes

We reserve the right, at our discretion, to change, modify, add, or remove portions from this policy at any time. If we decide to change our Privacy Policy for the Site, we will post the revised Privacy Policy here so that you will always know what information we gather, how we might use that information and whether we may disclose it to anyone. Any changes will be consistent with the stated Principles of the Safe Harbor Agreement. Your continued use of the Site indicates your assent to the Privacy Policy as posted. Please check this page periodically for changes to this Privacy Policy.

If you have any questions about the Purse Strings, LLC Privacy Policy please contact us at:

Purse Strings
1513 Loatonia Court

Libertyville, Il 60048

United States of America

Our Site is maintained in the United States of America. By using the Site, you authorize the export of Personal Information to the USA and its storage and use as specified in this policy.

Effective Date: This Privacy Policy is effective and was last updated on February 17, 2023.