Sandy has dedicated her career to helping women business owners, professionals and corporate executives prepare for a financially secure retirement.  Retirement doesn’t happen suddenly, it occurs in stages, and I find that women start to anticipate retirement in their early to mid 50’s and wonder, “Have I saved enough money to retire?”  “How much income will I need to do the things that are important to me?”  That’s when they decide to seek the advice of a retirement planning professional.

The retirement planning process doesn’t need to be long and complicated.  I follow a three-step process to prepare you for a financially sound retirement.  The first step is to get to know you, find out what’s important to you and understand what you want your retirement to look like.  Then we’ll take an inventory of your savings and investments and run a plan to see if you’re saving enough now or need to save more.  Next, we’ll bring all of your investments under one roof so we can manage them and make any changes that are necessary.  Finally, when you actually retire, we build an Retirement Income Plan that allows you to do the things that are important to you, help you decide when to take Social Security and review your  Medicare plan options.  We’ll closely monitor your budget and cash flow throughout retirement, review it with you regularly and  we’re always available to consult with you on important financial issues.

If you’re starting to think seriously about retirement, call or email me and let’s set up a time to talk.

Sandy has over 25 years of experience in the financial services industry and has worked at such well-known companies as Merrill Lynch, Lincoln National Life, Transamerica and Prudential.  Sandy is licensed to sell investments, life, health and long-term care insurance, Medicare advantage plans and annuities.   She has also earned the CERTIFIED FINANCIAL PLANNER(r) and Chartered Retirement Planning Counselor ™ designations

Sandy lives in Sarasota, Florida with her husband Bob and is active in the community.   She has served on the Safe Place & Rape Crisis Center Auxiliary Board for seven years and served as its President from 2019-21.  Sandy also served on the Pinestone Condominium Association Board of Directors for seven years and served as President from 2018-20.  In her spare time, she walks five miles a day, spends time at the beach and models locally.