If you’re going through a divorce and counting on receiving alimony and/or child support payments, there’s something most people don’t realize until it’s too late: your Divorce Settlement Agreement or a court order can’t guarantee the money will actually be there.

If the unexpected happens to your paying ex-spouse, such as death, disability, or serious illness, those payments can stop overnight. And once the divorce is final, it’s much harder to add the protections that should have been built in before you signed.

That’s what Hello Monthly Income was built to solve.

What we do:

Protect alimony and child support: We help divorcing people and the attorneys advising them secure the right life and disability insurance so support payments are backed by an actual plan, not just promised in a decree. We calculate the exact coverage needed by totaling every financial obligation: alimony over the full term, child support through emancipation for each child, and any additional obligations (education, healthcare, joint debt, and more). You cannot purchase more coverage than your total potential financial loss and we handle all those calculation for you.

Create income to keep the marital home: For divorcing homeowners who want to stay in their home but don’t have enough income to qualify for a refinancing, we offer a specific annuity strategy that creates guaranteed fixed monthly income helping to make qualification possible in situations where it otherwise wouldn’t be.