Life and money go hand in hand. I am with you through it all. First, relationships – not spreadsheets – are the foundation for everything we do together. And there is no robotic formula for building relationships. Second, everyone is different. With 25+ years of experience, my approach is client-led and client-focused. The process I follow is based on where you are in your lifepath. This isn’t about collecting more money and buying more stuff – it’s about using money to get more out of life.