Budgeting
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Snowball Method
Let’s go through a quick exercise to get this ball rolling.
What you need: Pencil, Paper, the last six months of bank/credit card statements, your most recent pay stub, and a glass of wine.
Go through your bank or credit card statements and put an R next to the Routine expenses that occur every month. Put an A by the Annual expenses that happen once or twice a year. Put and E next to the Extra expenses that don’t happen every month. Make three columns for the Routine, Annual, and Extra expenses.
Now jot down the answers to these questions:
For tracking and planning your financial life (by PC World.com)
Your donation of unwanted stuff not only helps those in need and declutters your life but can also be tax deductible!