Purse Strings Approved Professional
House Hunting Tips & Resources for Women
House Hunting? Here are some excellent tips and resources to make the process a breeze!
Purchasing a home is often one of the biggest purchases we make in our lifetime. Some may think it’s a scary venture, others might find it overwhelming, but, with the right team, it can be a great experience. You can really enjoy and learn a lot through this process if you build your dream team to help you every step of the way.
First things first! To make homeownership a reality, you need to first know your budget. It’s important to determine your financial capacity and establish a realistic budget before you go house shopping. It’s important to not only think about the purchase price of your home, but also consider other expenses like closing costs, property taxes, maintenance, and potential renovations. You don’t want to stretch yourself too thin. This cost can be determined with the help of a financial professional who can help you assess your budget or a real estate agent to guide you on the cost of housing.
Surprising to most, you want to start by going to a mortgage lender, not a real estate agent. You want to know how much house you can afford before falling in love with a house that’s outside your budget. Start the process with a seasoned, professional lender. So many mortgage options are available, and you want to select the one that best suits you! Are you a first-time home buyer? A veteran? Are you buying a second home? All of this matters, so work with a professional who can walk you through the different mortgage options, determine how much to put down when buying a home and review interest rates and loan terms. Getting pre-approved strengthens your buying power and streamlines the purchasing process. These Purse Strings Approved mortgage professionals can get you mortgage-ready!
Mataila Hairston loves helping women because she knows when a woman is empowered, her innate nurturing self ensures that her family and community thrive. Thriving families and thriving communities make for a better world. We all have dreams and Matalia loves being able to make ownership dreams come true by showing women exactly what they need to do to become property owners and start building wealth for their families. Wondering if buying a home is still a good idea? Learn what Matalia has to say!
When looking at homes, we all know the old adage – Location, Location, Location! It’s all about the neighborhood, and proximity to essential amenities like schools, hospitals, and shopping centers can greatly impact your daily life. It’s important to learn about the area’s safety, accessibility, and potential for future growth. Great realtors can provide all this information for you. Here are two Purse Strings Approved Real Estate Agents who can answer all your questions and provide the intel you need to find the right neighborhood and home.
Michelle Schroeder is a REALTOR, an advocate and a fiduciary. Through education of the process and the market Michelle helps her clients make moves to invest in themselves. As an added bonus she is very experienced with renovations! Whether if you are going to buy or sell this year, Michelle can help you make the most of your home. This year I am going to sell my home!
If divorce is your reason for selling or purchasing, then consider these mortgage lenders who are uniquely certified to provide expertise on the financials of your divorce and the best mortgage options.
Mihaella Bayla, CDLP As a Certified Divorce Lending Professional (“CDLP”), Mihaella works with divorce attorneys, real estate agents, financial planners, mediators and other professionals to help divorcing homeowners make more informed decisions regarding their home equity solutions and mortgage financing options during and after divorce. Check out her tips on how to keeep the martial home after divorce.How To Keep the Marital Home After Divorce with Mihealla Bayla
Jamie Minster Is a Mortgage Loan Officer as well as a Certified Divorce Financial Analyst. She will complete a comprehensive financial review and work with your legal team. Jamie will assist in the structure of your divorce settlement to ensure you qualify for a mortgage to purchase or refinance. Wanting to learn more about Divorce and Homeownership? Learn more here: Divorce and Home Ownership: A Woman’s Journey
Emotional vs. Practical: It’s easy to fall in love with a house based on emotions alone, but it’s best to balance your emotions with practicality. Take time to evaluate the home objectively. Are there any red flags you are overlooking? Make a list of must-haves and deal-breakers to guide your decision-making.
Buying a house involves considering numerous factors, ranging from location and budget to condition and future plans. By carefully evaluating these considerations and having the right professionals by your side, you’ll be equipped to find a home that fulfills your current needs and aligns with your long-term goals.