Purse Strings Approved Professional Blog Series
Feeling Off Balance With Money? Here’s How to Get Back Into Flow Before the Year Ends
By: Chelsea L. Scomak, CFP®, BFA™ Lifestyle Financial Planner
Every year around this time, women are told to “finish strong.”
But what if the goal wasn’t to push harder—what if it was to feel lighter? Between wrapping up work projects, navigating family dynamics, and making financial decisions that seem to multiply overnight, it’s no wonder so many of us hit November feeling stretched thin
Here’s the good news: you don’t need a full financial overhaul to get back on track. You just need a reset—a chance to reconnect to what actually matters to you
Here are seven surprising ways the library can help you save money and enrich your life.
Why We Do What We Do With Money
When people ask me what I do, I tell them I’m a behavioral financial planner—I help people understand why they do what they do with money.
That usually gets a raised eyebrow, because most people are used to hearing about numbers, not habits.
But here’s the truth: money decisions are rarely about math.
They’re about emotions, energy, and behavior.
When we’re stressed, we seek control. When we’re uncertain, we avoid. And by the end of the year, that combination can make even simple money moves—like checking accounts, reviewing budgets, or choosing benefits—feel like heavy lifts. Understanding your financial behavior is the first step toward changing it.
That’s where the real transformation begins.
What It Means to “Get Back Into Flow”
Getting back into flow doesn’t mean fixing everything. It means finding your center again—where your goals, actions, and energy line up.
Here’s what that can look like in practice:
- Taking 15 quiet minutes to revisit what’s important before saying “yes” to one more holiday expense.
- Reassessing what’s actually urgent versus what can wait until next year.
- Giving yourself permission to make decisions based on alignment, not pressure.
Those small resets add up—and they make your financial life feel calmer, clearer, and more aligned with who you are now, not who you were in January.
Why This Matters Before the Year Ends
This isn’t just about year-end planning—it’s about how you enter the new year.
Because if you can close out this season feeling clear and grounded, you’ll start 2026 from a place of confidence instead of exhaustion.
That’s what I help my clients do inside the Money Alignment Partnership (MAP) process—bring calm, clarity, and confidence back to their finances by understanding their patterns and building a plan that fits real life.
If you’ve been craving a reset, start here 👇
Grab my free “Back Into Flow” Money Reset Guide
It’s a gentle way to realign your energy and your finances before the holidays take over.
And if you’d love a personalized version of the guide that incorporates your Human Design profile and your unique financial patterns, book a discovery call—we’ll create one just for you and map out what alignment could look like in 2026.
Chelsea L. Scomak, CFP®, BFA™
Lifestyle Financial Planner and CEO at Via Brio
Chelsea’s mission is to provide driven, entrepreneurial women high quality financial planning advice in an innovative, upbeat, and flexible way that’s tailored to their lifestyle goals and helps them ditch money overwhelm and achieve financial security to create a legacy of financially empowered female business owners who empower their communities.
Chelsea L. Scomak, CFP®, BFA™ Lifestyle Financial Planner (239) 920-8465 chelsea@viabrioadvising.com www.viabrioadvising.com Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a broker/dealer, member FINRA/SIPC. Advisory services offered through Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Via Brio and Cambridge are not affiliated. 3620 Colonial Boulevard Suite 150 Fort Myers, FL 33966 This message contains information which may be confidential and privileged. Unless you are the addressee (or authorized to receive for the addressee), you may not use, copy or disclose to anyone the message or any information contained in the message. If you have received the message in error, please advise the sender by reply e-mail, and delete or destroy the message. We cannot accept trade orders through email. Important letters, email, or fax messages should be confirmed by calling (239) 920-8465. This email service may not be monitored every day, or after normal business hours.
