Retirement

Getting Started

Why You Need To Act Now

Helpful Terms
& Tools

What To Consider

Social & Security References
Getting Started
Retirement is not something you think about every day. For one thing, you’re never going to stop working, right? But at some point you’re going to want to stop (probably) and when that day comes, you’re going to need to have money – because even though your working days have stopped you still have to pay your bills.
Start with a vision – how do you see yourself spending your time in your post-work years? That vision is your goal, and in order to reach your goal, you’re going to need to create a plan. You’re going to need to account for living expenses, travel, healthcare, and many other things. How much will you need? Where will the money come from? The answers to those questions are the backbone of your retirement plan.
So when should you make this plan, and when should you start saving for retirement? Now! Right now! Stop what you are doing and don’t put this task off for one more minute. Here’s why – after a lifetime of working, you deserve the retirement you want, not the retirement you are forced into. Women should be enjoying their retirement, not bagging groceries or handing me a cart at Walmart.
Women face an uphill battle. We start off with numerous disadvantages and are also more likely to be spending retirement on our own because we tend to live longer than our spouses or partners. On top of the income gap and time away from work to raise a family, women typically haven’t spent the time they need to make a retirement plan! Whether that’s because of fear, social programming, or something else, you owe it to yourself to break this trend. Become financially fearless. Take charge of your own retirement.
And start RIGHT NOW!
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Here You
Will Learn
- The things that get in the way of retirement for women and how to mitigate them
- What you can do NOW to get started (getting started is the hardest part!)
- How to improve your retirement outlook, once you do get started
- About some great online calculators (and discuss some of their pitfalls)
- A bit about how social security comes into play
Why Retirement is a Woman’s Issue
Women are at a disadvantage when it comes to retirement. There are a lot of reasons for that, but the biggest one is about income. Women make .79 to every $1 earned by her male counterpart. That impacts social security contributions as well as savings and investment potential and results in women, on average, having 42% less money than men.


Did You Know
Because of longer life expectancies, women tend to spend their final years alone due to widowhood or divorce. Some may never marry. A woman’s retirement could last 30 years or more, often relying on a single income.